Private Market Flood
A Simple Alternative to FEMA Flood Insurance

Signing up for a TFIA's Private Market Flood Insurance Policy, underwritten by certain underwriters at Lloyd's, is easy. Just follow these 5 simple steps:

  1. Quote your own policy from your State page: AL, CA, COCT, DEFL, GA, IAIN, KS, LA, MA, MDME, MI, MOMS, NC, NE, NHNJ, OH, OK, ORPA, RISC, TXVA, VT, WAWI, WV

  2. Submit an online application.

  3. Receive approval from our underwriters within 1 business day.

  4. Pay for the policy within 7 days.

  5. Receive your policy via email the same day!

Now available in 33 States! Same coverage as FEMA; accepted by every major mortgage lender; no elevation certificates required; uses same claims adjusters as FEMA.

Older homes, second homes, non-primary residences, commercial properties and small apartment buildings enjoy significant savings compared to FEMA policies. The program is attempting to reach out to an even broader audience by lowering the minimum policy coverage from $100,000 building coverage to only $50,000 building coverage.

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