Private Market Flood
A Simple Alternative to FEMA Flood Insurance

Signing up for a TFIA's Private Market Flood Insurance Policy, underwritten by certain underwriters at Lloyd's, is easy. Just follow these 5 simple steps:

  1. Quote your own policy from your State page: AL, CACT, FL, GAIN, LA, MA, MI, MS, NC, NJ, OH, OKPASCVA, WI, WV

  2. Submit an online application.

  3. Receive approval from our underwriters within 1 business day.

  4. Pay for the policy within 7 days.

  5. Receive your policy via email the same day!

------URGENT UPDATE------

Private Market Flood Announces Lower Premiums

The cost of Private Market Flood insurance policies has been reduced significantly, announces The Flood Insurance Agency. Rate reductions are effective immediately.

Evan Hecht, CEO of The Flood Insurance Agency who administers Private Market Flood, says “Not only have we reduced rates for all policies effective April 15, 2014 and after, the Underwriters have agreed to allow everyone that has already purchased a policy effective prior to April 15th to participate in the rate reduction by converting all previous policies from their original 12 month policy term to a 15 month policy term at no additional cost.” Existing policyholders will not have to come up with the premiums to renew their policies for three months later than they originally had expected. “That should help some families and small businesses with their budgets at a time when rising flood insurance premiums have done just the opposite,” said Hecht. Read More

-No swift relief from high flood insurance rates