New Hampshire Surplus Lines License Number: 2273360
Quote Only. Coverage is not bound at this point.
Submission of a complete and signed application is required to obtain coverage.
Premium is subject to underwriting guidelines and application approval.
ONCE YOUR LENDER PAYS YOUR RENEWAL PREMIUM YOU CANNOT CANCEL THE FEMA POLICY****TO PREVENT YOUR LENDER FROM PAYING A RENEWAL PREMIUM YOU DO NOT WANT THEM TO PAY YOU MUST NON-RENEW YOUR FEMA POLICY(ask us for details).
Private Market Flood IS available for: Single Family Dwelling and 2 to 4 Unit Residential Buildings, Non-Residential and 5 or more Unit Residential Buildings.
Private Market Flood IS NOT available for:
Non-residential and other residential properties when the total insurable value exceeds $2,500,000 in respect of Buildings and $2,500,000 in respect of Contents.
Mobile homes and condominium units.
Properties located in CBRA areas, non-participating FEMA communities, mobile homes, or condominium associations.
Other properties not eligible for coverage include: properties that have experienced more than one flood loss within the past five years, properties with unrepaired flood damage, a property that has incurred more than $250,000 flood damage to the structure, any property that has been designated by FEMA as a Severe Repetitive Loss property, and properties that have been designated by a duly constituted State or local authority to be in violation of State or local floodplain management regulations (Section 1316).
The company issuing this policy has not been licensed by the state of New Hampshire and the rates charged have not been approved by the Commissioner of Insurance. If the company issuing this policy becomes insolvent, the New Hampshire Insurance Guaranty Fund shall not be liable for any claims made against the policy.
*Surplus Lines Tax Rate: 3%
*This tax is included in the quoted premium.
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