Use the rate charts below for Single Family non-primary residence properties currently mapped in B, C, and X flood zones.


*To lock in a rate, premium must be paid in full. Submit An Application

*To lock in a rate, premium must be paid in full. Submit An Application

Private Flood Preferred is available for: Single Family Dwellings currently mapped in B, C, and X flood zones that meet FEMA's prior loss criteria for FEMA's PRP qualification.

Private Market Flood is not available for:

  • If any of the following conditions exists within any 10-year period, regardless of any change(s) in ownership of the building, then the building is not eligible for the PRP:

  • 2 flood insurance claim payments  for  separate losses, each more than $1,000; or

  • 3 or more flood insurance claim payments for separate losses, regardless of amount; or

  • 2 Federal flood disaster relief payments (including loans and grants) for separate occurrences, each more than $1,000; or

  • 3 Federal flood disaster relief payments (including loans and grants) for separate occurrences, regardless of amount; or

  • 1 flood insurance claim payment and 1 Federal flood disaster relief payment (including loans and grants), each for separate losses and each more than $1,000.

  • Mobile homes and condominium units.

  • Properties located in CBRA areas, non-participating FEMA communities, mobile homes, or condominium associations.

Please Note:


*Primary Residence is defined as owner occupied for at least 250 days per year.


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