Enter a Quote ID below and click “Load” to continue your application from an existing quote. If you do not have a Quote ID, click “New” to start a new quote.
TFIA’s Private Market Flood program offers FOUR solutions to ever-increasing annual flood insurance premiums: Rate-Lock allows policyholders to pay the same rate for two years with one year rate lock or three years with two year Rate-Lock (Premium is paid annually). Additionally, Pre-Pay in full for a two year policy guaranteeing no increase for the second year of the policy or Pre-Pay three years premium guaranteeing no increase for three years.
Quote Only. Coverage is not bound at this point.
Submission of a complete and signed application is required to obtain coverage. Premium is subject to underwriting guidelines and application approval.
Properties eligible for coverage are one to four unit residential structures, other residential structures and non-residential structures.
Private Market Flood coverage is not available for properties located in CBRA areas, non-participating FEMA communities, mobile homes, or condominium units.
Also not eligible for coverage are: properties that have experienced more than one flood loss within the past ten years, properties with unrepaired flood damage, any property that has been designated by FEMA as a Severe Repetitive Loss property, and properties that have been designated by a duly constituted State or local authority to be in violation of State or local floodplain management regulations (Section 1316).
Ineligible properties can be considered on a case by case basis through a Submit For Rate application at https://www.privatemarketflood.com/submit-for-rate.